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Circles of Protection 4
Taking care of you in the best possible way
If you are hospitalized because of an illness or an accident, the last thing you need to worry about is how to pay for the care you need. With Circles of 4 Protection health insurance you can relax as we’ll be there to take care of everything for you.
Key Benefits
- Up to USD 2,000 per week while you’re in hospital
- Cover worldwide* if you move to another country
- Up to USD 3,000 per week if you’re are hospitalized for heart attack or cancer
- Up to USD 4,000 per week if you go into hospital when visiting the US, Canada or Europe
- Up to USD 50,000 for surgical expenses
- The option to enhance your plan with Circles of Protection 1, 2, 3
If you’re interested in accident and life insurance too, you might want to extend your coverage and add Circles 1, 2 and 3 for greater financial protection.
*Countries under International Sanction are not covered
Product features
| Question | Answer |
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| Is it designed to help cover a mortgage? |
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| Is it designed to provide a lump sum for loved ones? | |
| Does the amount of coverage stay the same for the duration of the plan? | |
| Is it designed to have an investment opportunity? |
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| How long does the coverage last? |
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| Can you put the plan in trust? |
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| Is terminal illness benefit included? | |
| Is critical illness coverage included? | |
| Can you choose the amount of coverage? | |
| Can you increase the amount of coverage during the plan terms? | |
| Can you get joint coverage? | |
| Are both men and women eligible? |
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| How much will it cost? |
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| Can I pay in multiple currencies? | |
| What is the age eligibility? |
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| How do you apply? |
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Receive cash while you recover
In the regretful event where you are hospitalized due to an illness or an accident, Circles of Protection 4 will pay you the selected weekly benefit amount from the very first day of your hospitalization up to 52 weeks. The money you receive will be paid in addition to any other insurance policies you may have. It can be used to replace lost income, assist with family expenses or pay for the best possible medical care.
Enhance your protection further with Circles of Protection 1, 2 & 3
Circles of Protection 4 allows you to enhance your coverage with an accident insurance benefit. In fact, you can build the ideal protection by adding to your coverage with Circles of Protection 1, 2 & 3 to ensure you and your dependents won’t suffer financial hardship if the unfortunate happens.
At a glance
- Guaranteed weekly income up to 52 weeks for you and your family if you stay in hospital due to accident or sickness.
- Ability to increase your weekly benefit by 50% in case of hospitalization due to Heart Attack or Cancer with a marginal 15% increase to your premium.
- Ability to double your weekly benefit in case of accidents or sickness while on visit to US, Canada or Europe with a marginal increase of 10% to your premium.
- Option to cover surgical expenses.
- Worldwide coverage* – we’ll look after you even if you move to another country.
- Circle 4 can be purchased as a standalone policy or along with Circle 1.
- Supplements existing health insurances
*Subject to the Terms & Conditions of the Policy
Check out how affordable it could be