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Accident and Health Insurance
Exceptional protection for all life’s twists and turns.
Critical Care
Covers for 32 critical illnesses. Financial protection when you need it most.
CritiCare
An enhanced version of Critical Care, with a guaranteed 75% payback if you don’t make a claim for the protection benefit.

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Accident & Health Insurance
Question | Olympic Plan | Forever | Circles of Protection 1 2 3 4 | Critical Care | CritiCare |
Is it designed to have an investment opportunity? | No | No | No | No | 75% cash back with potential bonuses if the benefit is not used at the end of the plan term |
How long does the coverage last? | Renewed annually or, in case of single premium payments, for 3, 5, 7 or 10 years | Renewed annually or available for 3 to 5 years for single premiums | Renewed annually or available for 3, 5, 7 or 10 years for single premiums | Renewed annually or available for 5 years for single premiums | Till age 70 |
Is critical illness coverage included?No | No | Yes. All illnesses leading to permanent partial or total disability are included | No | Yes | Yes |
Can you get joint coverage? | Yes. Husband, Spouse & Children (unlimited); 2 Children are covered free of charge | No | Yes. Husband, Spouse & Children (unlimited) | No | No |
How much will it cost? | Starts from USD 104 a year | Starts from USD 200 a year | Starts from USD 200 a year | Starts from USD 200 a year | Starts from USD 1,250 a year |