Individual Medical

From regular doctor visits to emergency services, from diagnostic tests to preventive care, our Individual Medical Plan will give you access to high-quality medical care at an affordable price. 

Benefits

Unified Health Insurance Policy (UHIP) Oman FAQs

The worker shall be deemed eligible for insurance by the policyholder. The dependent who is not a worker, shall be deemed eligible as per the employment terms of the worker.    

Pre-existing conditions are covered for In-Patient benefits subject to the limit and medical underwriting.Pre-existing conditions are not covered for Out-Patient benefits.

Yes, medical declaration is required to enroll under UHIP. Member must fill individual application for.

The medical reports will be requested basis disclosures on the application form.

Premium refund will be allowed for member deletion or policy cancellation as per the T&C.

Yes, the product provides coverage for in-patient and outpatient treatments as mandated by FSA through preferred healthcare provider network. There are 3 available networks Essential, Silver and Gold on direct billing basis for elective and emergency services inside network, and on cash reimbursement for elective and emergency services outside network.

Yes, maternity is covered as an optional benefit. Please refer to the TOB for more details.

Non-network treatment is covered in Unified Health Insurance Policy (UHIP) for elective and emergency services only.

You can submit your quote request on MetLife website click here, our customer representative will be contact and guide you with the next steps.

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FAQs

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