Accidental Medical Expense Reimbursement

Commonly referred to as ‘AMR’, the Accidental Medical Reimbursement product is a simple way of ensuring that the financial impact of an accident is limited and the injured person can recover safe in the knowledge that his medical expenses are being taken care of.

Product Overview

MetLife's Group Personal Accident solutions includes a simple yet effective Accidental Medical Reimbursement product

Our AMR provides an expense benefit to cover the cost of medical care received as a result of a covered accident

We provide 24-hour coverage, all year round with no territorial restrictions.

Our reimbursement will cover expenses such as

  • Treatment by a physician

  • Use of hospital facilities

  • The employment of a licensed or graduate nurse while at the hospital

Eligibility

In general, only active, full-time permanent employees or members are eligible.

Part-time employees / members are usually ineligible as per the “minimum hours per week” requirement or, through a specific exclusion (i.e. part-time employees /members are not covered).

Temporary and seasonal employees /members are ineligible.

The maximum age limit is 65.

Number of Insured

Minimum Group size is 5.
Different rates and different benefits, hazards and coverages will apply to different occupational categories

MetLife group insurance policies contain certain exclusions, reductions, limitations and terms for keeping them in force. Contact your MetLife representative for more information.

Medical provider network

To view our list of medical providers

Group Life, Medical & Accident Plans

Group Life, Medical & Accident Plans